:root {
  --navy: #0b1d2a;
  --navy-2: #102b3d;
  --ink: #15232d;
  --muted: #53636d;
  --cream: #f6f2ea;
  --paper: #fffdf8;
  --gold: #c5a461;
  --gold-light: #e0cb9f;
  --line: rgba(11, 29, 42, .16);
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img { display: block; max-width: 100%; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; top: 1rem; left: 1rem; z-index: 999; padding: .7rem 1rem; background: #fff; transform: translateY(-200%); }
.skip-link:focus { transform: translateY(0); }

.site-header {
  width: min(calc(100% - 3rem), var(--max));
  min-height: 92px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  border-bottom: 1px solid var(--line);
  position: relative;
  z-index: 20;
}
.brand { display: inline-flex; align-items: center; gap: .85rem; text-decoration: none; }
.brand-mark {
  width: 42px; height: 42px; border: 1px solid var(--gold);
  display: grid; place-items: center; color: var(--gold);
  font: 600 .82rem/1 Georgia, serif; letter-spacing: .12em;
}
.brand-copy { display: grid; line-height: 1.1; }
.brand-copy strong { font: 600 1.1rem/1.1 Georgia, serif; letter-spacing: .02em; }
.brand-copy small { margin-top: .3rem; color: var(--muted); font-size: .67rem; letter-spacing: .13em; text-transform: uppercase; }
nav { display: flex; align-items: center; gap: 1.7rem; }
nav a { text-decoration: none; font-size: .82rem; font-weight: 650; letter-spacing: .04em; }
nav a:not(.nav-cta):hover { color: #87691f; }
.nav-cta { padding: .7rem 1rem; border: 1px solid var(--navy); }
.nav-cta:hover { color: #fff; background: var(--navy); }
.nav-toggle { display: none; width: 44px; height: 44px; border: 0; background: transparent; padding: 10px; }
.nav-toggle > span:not(.sr-only) { display: block; height: 1px; margin: 6px 0; background: var(--navy); }

.hero {
  width: min(calc(100% - 3rem), var(--max));
  min-height: 720px;
  margin: 0 auto;
  padding: 5.5rem 0 5rem;
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  align-items: center;
  gap: clamp(3rem, 7vw, 7rem);
  position: relative;
}
.hero::before {
  content: ""; position: absolute; width: 340px; height: 340px; left: -190px; top: 80px;
  border: 1px solid rgba(197,164,97,.35); border-radius: 50%; pointer-events: none;
}
.eyebrow { margin: 0 0 1rem; color: #806724; font-size: .75rem; font-weight: 750; letter-spacing: .17em; text-transform: uppercase; }
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; font-weight: 400; }
h1 { margin: 0; color: var(--navy); font-size: clamp(3.2rem, 6.4vw, 5.8rem); line-height: .99; letter-spacing: -.045em; }
h1 em { color: #9e7d31; font-weight: 400; }
.hero-lead { max-width: 630px; margin: 2rem 0 0; color: var(--muted); font-size: 1.12rem; }
.hero-actions { margin-top: 2rem; display: flex; align-items: center; gap: 1.6rem; flex-wrap: wrap; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: .8rem 1.35rem; text-decoration: none; font-size: .85rem; font-weight: 750; letter-spacing: .05em; }
.button-primary { background: var(--navy); color: #fff; }
.button-primary:hover { background: var(--navy-2); }
.text-link { text-underline-offset: .35rem; font-weight: 650; font-size: .9rem; }
.text-link span { color: var(--gold); margin-left: .25rem; }
.portrait-frame { padding: 1rem; background: #fff; box-shadow: 0 22px 70px rgba(11,29,42,.14); transform: rotate(1.5deg); }
.portrait-frame img { width: 100%; aspect-ratio: 4/5; object-fit: cover; object-position: 50% 35%; filter: saturate(.86) contrast(1.02); }
.portrait-note { width: 80%; margin: 1.7rem auto 0; color: var(--muted); font-size: .82rem; line-height: 1.45; }
.portrait-note span { display: block; margin-bottom: .3rem; color: var(--navy); font-weight: 750; letter-spacing: .08em; text-transform: uppercase; }
.hero-line { position: absolute; bottom: 0; left: 0; width: 42%; height: 1px; background: var(--gold); }

.credentials {
  display: grid; grid-template-columns: repeat(4,1fr);
  background: var(--navy); color: #fff;
  padding: 2rem max(3rem, calc((100vw - var(--max))/2));
}
.credentials div { padding: .5rem 1.5rem; border-left: 1px solid rgba(255,255,255,.18); }
.credentials div:first-child { border-left: 0; }
.credentials strong { display: block; color: var(--gold-light); font: 400 1.3rem/1.2 Georgia,serif; }
.credentials span { display: block; margin-top: .35rem; color: rgba(255,255,255,.66); font-size: .74rem; line-height: 1.35; }

.section { padding: clamp(5rem, 9vw, 8rem) max(1.5rem, calc((100vw - var(--max))/2)); }
.section-intro { display: grid; grid-template-columns: .75fr 1.25fr; column-gap: 4rem; align-items: start; }
.section-intro .eyebrow { grid-column: 1/-1; }
h2 { margin: 0; color: var(--navy); font-size: clamp(2.5rem, 4.2vw, 4.25rem); line-height: 1.04; letter-spacing: -.035em; }
.section-intro > p:last-child { margin: .3rem 0 0; color: var(--muted); font-size: 1.05rem; }
.planning-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; margin-top: 4rem; background: var(--line); border: 1px solid var(--line); }
.planning-grid article { min-height: 330px; padding: 2.2rem; background: var(--paper); }
.card-number { color: var(--gold); font-size: .72rem; letter-spacing: .15em; }
.planning-grid h3 { margin: 4.5rem 0 1rem; color: var(--navy); font-size: 1.75rem; }
.planning-grid p { margin: 0; color: var(--muted); font-size: .92rem; }

.approach { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(4rem, 8vw, 8rem); background: var(--cream); }
.approach-heading { position: sticky; top: 2rem; align-self: start; }
.approach-heading > p:last-child { color: var(--muted); margin-top: 1.6rem; }
.steps { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--line); }
.steps li { display: grid; grid-template-columns: 44px 1fr; gap: 1.2rem; padding: 2.1rem 0; border-bottom: 1px solid var(--line); }
.steps li > span { color: #95762f; font-size: .72rem; font-weight: 750; letter-spacing: .12em; }
.steps h3 { margin: -.3rem 0 .5rem; color: var(--navy); font-size: 2rem; }
.steps p { margin: 0; color: var(--muted); }

.about { display: grid; grid-template-columns: .15fr .85fr 1fr; gap: 3rem; position: relative; }
.about-quote { color: var(--gold-light); font: 400 9rem/.75 Georgia,serif; }
.about-heading h2 { font-size: clamp(2.4rem,3.6vw,3.7rem); }
.about-copy p { margin: 0 0 1.25rem; color: var(--muted); }
.about-copy .lead { color: var(--ink); font: 400 1.35rem/1.55 Georgia,serif; }

.topics { background: #eef1f1; }
.section-intro.compact { display: block; max-width: 720px; }
.topic-list { display: grid; grid-template-columns: 1fr 1fr; margin-top: 3.5rem; border-top: 1px solid var(--line); }
.topic-list div { display: flex; justify-content: space-between; gap: 1rem; padding: 1.3rem .25rem; border-bottom: 1px solid var(--line); }
.topic-list div:nth-child(odd) { margin-right: 2rem; }
.topic-list div:nth-child(even) { margin-left: 2rem; }
.topic-list span:first-child { font: 400 1.22rem/1.3 Georgia,serif; color: var(--navy); }
.topic-list span:last-child { color: #9c7c33; font-size: .72rem; }

.contact { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center; background: var(--navy); color: #fff; }
.contact h2 { color: #fff; }
.eyebrow.light { color: var(--gold-light); }
.contact-copy > p { margin: 0; color: rgba(255,255,255,.72); font-size: 1.05rem; }
.contact-actions { margin-top: 2rem; display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap; }
.button-gold { background: var(--gold); color: #081722; }
.button-gold:hover { background: #d4b976; }
.phone-link { color: #fff; text-underline-offset: .3rem; font-weight: 650; }

footer { padding: 3rem max(1.5rem, calc((100vw - var(--max))/2)); background: #07141d; color: rgba(255,255,255,.58); }
.footer-top { display: flex; align-items: center; justify-content: space-between; gap: 2rem; padding-bottom: 2rem; border-bottom: 1px solid rgba(255,255,255,.12); }
.footer-brand .brand-copy strong { color: #fff; }
.footer-brand .brand-copy small { color: rgba(255,255,255,.48); }
.footer-links { display: flex; flex-wrap: wrap; gap: 1.4rem; }
.footer-links a { font-size: .78rem; text-underline-offset: .25rem; }
.disclosure { padding-top: 2rem; font-size: .72rem; line-height: 1.6; }
.disclosure p { max-width: 1000px; }

:focus-visible { outline: 3px solid #e2b94f; outline-offset: 4px; }

@media (max-width: 900px) {
  .site-header { min-height: 76px; width: min(calc(100% - 2rem), var(--max)); }
  .nav-toggle { display: block; }
  nav { display: none; position: absolute; top: 76px; left: 0; right: 0; padding: 1.4rem; background: var(--paper); border: 1px solid var(--line); box-shadow: 0 16px 40px rgba(11,29,42,.12); flex-direction: column; align-items: stretch; }
  nav.is-open { display: flex; }
  nav a { padding: .55rem; }
  .hero { grid-template-columns: 1fr; min-height: 0; padding-top: 4rem; gap: 3.5rem; }
  .hero-portrait { max-width: 580px; }
  .credentials { grid-template-columns: 1fr 1fr; padding-left: 1rem; padding-right: 1rem; }
  .credentials div:nth-child(3) { border-left: 0; }
  .credentials div:nth-child(n+3) { margin-top: 1.5rem; }
  .section-intro, .approach, .about, .contact { grid-template-columns: 1fr; }
  .section-intro { row-gap: 1.5rem; }
  .planning-grid { grid-template-columns: 1fr; }
  .planning-grid article { min-height: 240px; }
  .planning-grid h3 { margin-top: 2.8rem; }
  .approach-heading { position: static; }
  .about { gap: 1.5rem; }
  .about-quote { height: 55px; }
}

@media (max-width: 620px) {
  body { font-size: 16px; }
  .brand-copy small { display: none; }
  .hero { width: min(calc(100% - 2rem), var(--max)); padding-top: 3rem; }
  h1 { font-size: clamp(2.85rem,14vw,4rem); }
  .hero-actions { align-items: stretch; flex-direction: column; }
  .button { width: 100%; }
  .credentials { grid-template-columns: 1fr; }
  .credentials div { border-left: 0; border-top: 1px solid rgba(255,255,255,.14); padding: 1rem; }
  .credentials div:first-child { border-top: 0; }
  .credentials div:nth-child(n+3) { margin-top: 0; }
  .section { padding-top: 4.5rem; padding-bottom: 4.5rem; }
  .topic-list { grid-template-columns: 1fr; }
  .topic-list div:nth-child(n) { margin: 0; }
  .footer-top { align-items: flex-start; flex-direction: column; }
  .footer-links { display: grid; grid-template-columns: 1fr 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}
